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Payment Methods Overview

Tags:agreementsDirect debitbacsWIPPayconiqKlarnaGoogle PayApple payMCmaestroRCC

At Twikey, we provide a comprehensive range of payment solutions tailored to support both recurring and one-time transactions. By integrating with multiple Payment Service Providers (PSPs), we empower businesses to optimize cost, efficiency, and user experience — all within a single platform.

Payment MethodTypeDescriptionBenefitsLimitations
SEPA Direct DebitRecurringAutomatic bank debits within the Eurozone via a signed mandate.Low fees, predictable cash flow, SEPA legal protectionEurozone only, mandate required, CORE refundable within 8 weeks, B2B non-refundable
Credit Card (Visa, Mastercard)Recurring / One-timeOne-time and Recurring billing via major credit card networks.Globally accepted, flexible, trustedHigher decline rate, chargebacks, credit card required, higher transaction fees
Bacs Direct DebitRecurringAutomatic bank debits within the UK via a signed Auddis mandate.Low fees, predictable cash flow, legal protectionUK only, British pound, mandate required
PayPal (Recurring)RecurringRecurring billing via a linked PayPal account.Trusted, multiple funding sources, buyer protectionPayPal account required
iDEALOne-timeBank payments via Dutch banks.Trusted in the Netherlands, instant confirmation, no credit card neededDutch banks only, not available internationally
BancontactOne-timeBank payments via Belgian accounts.Popular in Belgium, instant confirmation, no credit card neededBelgian banks only, not international
Bancontact WIPRecurringBank payments via Belgian accounts.Popular in Belgium, instant confirmation, no credit card neededBelgian banks only, not international
Payconiq / WeroOne-timeMobile payments via app (BE, NL).Mobile-friendly, instant, no credit card neededLimited adoption, Payconiq account required
TikkieOne-timePayments via WhatsApp using ABN AMRO’s payment request app.Easy to use, popular in NL, no credit card neededNL only, Tikkie account required, not for international use
Maestro, Visa Debit, Debit MastercardRecurring / One-timeGlobal debit card-based payment method.Widely accepted, international supportHigher transaction fees
KlarnaOne-timeBuy now, pay later with installment options.Flexible options, boosts customer satisfaction and conversionRegion-dependent, risk of overuse, expensive
Google PayRecurring / One-timeMobile payments via Google accounts.Fast, secure, no card details sharedAndroid required, not supported everywhere
Apple PayRecurring / One-timePayments via Apple Wallet and Apple devices.Biometric security, fast checkoutApple devices only, regional/device limitations
Bank TransferOne-timeManual bank transfers via Twikey payment link or QR code.Ideal for large amounts, no third-party feesManual process, no instant confirmation, error-prone
PayPal (One-time)One-timeOne-time payments via PayPal.Trusted, multi-source funding, buyer protectionFees, PayPal account needed, not suitable for all customers

Recurring payments

Recurring payments across these payment methods offer convenience to customers by automating the payment process. Customers can set up automatic payments, eliminating the need for manual intervention each time a payment is due. This convenience enhances the customer experience and encourages long-term business relationships, increased customer retention, improved cash flow management and is cost saving.

By using Twikey, you gain access to one or more bank accounts and utilize direct debits initiated from that account. Alternatively a PSP account can be used.

One-time online payments

  • Link to PSP Pay-Page / Direct Payment Method Integration

With our innovative system, you have the option to link directly to one or more payment methods of a PSP (Payment Service Provider). This means that your customers can complete their transactions effortlessly, without any hassle. Say goodbye to complicated payment processes and hello to a streamlined checkout experience!

By using Twikey, you gain access to multiple Payment Service Providers. This means you can choose the most cost-effective player per payment method, maximizing your savings while providing top-notch service to your customers.

  • Invoice QR-Code / paypage

Simplify invoice payments by embedding QR codes onto your invoices, compatible with all banking and payment apps.

Revamp your invoicing process with our unique paypage link. Enjoy swift invoice settlements, prevent double payments, and benefit from real-time payment updates via our bank and PSP integrations.

Last Update: 2025-12-11